How much is an index finger injury worth in Michigan workers' comp?
Michigan pays a scheduled permanent partial disability award for an index finger injury: the law sets total loss at 38 weeks.
How an index finger injury is paid in Michigan
Each week is paid at 80% of your average weekly wage after taxes (spendable earnings), up to $1,201 a week.
Michigan pays scheduled awards only for amputation or total (permanent) loss of use. Partial loss of use is paid through wage-loss benefits instead.
What is different in Michigan
Michigan has no impairment-rating PPD award: the specific-loss schedule pays a fixed number of weeks at the weekly comp rate for amputation or loss of use of listed members, and everything else is paid only as wage-loss benefits.
Worked examples
| Rating | $800 after-tax weekly wage | $1,200 after-tax weekly wage | $1,600 after-tax weekly wage |
|---|---|---|---|
| 100% loss of use | $24,320 | $36,480 | $45,638 |
Calculate your index finger award
Settlement value vs. the statutory award
The figures on this page are what Michigan law sets. Many claims end in a negotiated settlement instead. Insurers usually start from the statutory award for your rating, then adjust for disputed ratings, future medical care, how long wage-loss benefits could run and the risk of a hearing. Knowing the statutory number for an index finger injury helps you judge whether an offer is low.
Michigan vs. neighboring states
| State | How an index finger injury is paid | Max for total loss |
|---|---|---|
| Michigan | 38 weeks | $45,638 |
| Indiana | 8 degrees | $15,760 |
| Ohio | 35 weeks | $44,835 |
| Wisconsin | 60 weeks | $27,240 |
"Max for total loss" applies to body-part schedules at the top weekly rate. Compare all 50 states and D.C.
While you recover: temporary disability in Michigan
Weekly temporary benefits while you cannot work follow these rules:
| Weekly rate | 80% of after-tax (spendable) AWW |
|---|---|
| Maximum weekly benefit | $1,201 (2026-01-01 to 2026-12-31) |
| Minimum weekly benefit | No general minimum (minimums apply only to specific loss and death claims) - secondary |
| Waiting period | Not confirmed |
| Waiting days paid back after | Not confirmed |
| Time limit on temporary benefits | No fixed week limit in statute |
Estimate your weekly check
Frequently asked questions
How much is an index finger injury worth in Michigan workers' comp?
Michigan schedules 38 weeks for total loss, up to $45,638 at the top weekly rate. A partial loss is paid as a share of that, based on your doctor's rating and your wage.
What is the average workers' comp settlement for an index finger injury in Michigan?
Michigan does not publish an official average. The best benchmark is the statutory award for your rating: for example, a 25% loss of use at a $1,200 weekly wage works out to about $9,120. Settlements move up or down from there.
What is the maximum weekly workers' comp benefit in Michigan in 2026?
The maximum weekly temporary total disability benefit is $1,201 (2026-01-01 to 2026-12-31).
Which law sets these amounts?
MCL 418.301, 418.311, 418.355, 418.361. The official sources are linked at the bottom of this page.
Other injuries in Michigan
Law and official sources
Official sources
Statute: MCL 418.301, 418.311, 418.355, 418.361; MCL 418.301, 418.361
- Workers' Disability Compensation Agency (official site)
- michigan.gov/leo/-/media/Project/Websites/leo/Documents/WDCA-Calculation-Program/wca_2026_
- legislature.mi.gov/Laws/MCL?objectName=MCL-418-301
- legislature.mi.gov/Laws/MCL?objectName=mcl-418-355
- codes.findlaw.com/mi/chapter-418-workers-disability-compensation/mi-comp-laws-418-361/
Figures checked September 30, 2026. Maximums change every year; confirm current figures with the Michigan workers' compensation agency.
Estimate only. Your real award depends on your doctor's rating, your wage records, offsets and settlement terms. This page is general information, not legal advice.